Website Usage Statement
Site Usage Explanation
Thank you for visiting the Merchants Information Solutions (MIS website at
generalswbiz.merchantsinfo.com
(the "MIS Website"). MIS believes
that you will find the MIS Website informative and easy to use, and
we hope that you regularly visit it.
Your use of the MIS Website and the information available on the
MIS Website is subject to the terms and conditions set forth herein
(the "Agreement"). If there is a conflict between the Agreement and any terms and
conditions required by MIS's Suppliers (defined below), then the
applicable specific terms and conditions of such Suppliers shall govern and control your
ordering, access and usage of such Suppliers products/services. By using the
MIS Website, you agree to abide by the Agreement and the terms and
conditions of MIS's Suppliers.
Liability Disclaimer
MIS and/or its suppliers including Experian, Equifax, TransUnion,
CoreLogic Credco, LLC, CoreLogic Consumer Services, Inc. and others (collectively,
"Suppliers") make no representations about the suitability for any purpose of the
information, software, products, and services contained on the MIS
Website. All such information, software, products, and services are provided "as
is" without warranty of any kind. MIS and/or its Suppliers
hereby disclaim all warranties and conditions - including all implied warranties
merchantability, fitness for particular purpose, title and non-infringement - with regard
to the information, software, products, and services contained on the
MIS Website.
The information, software, products, and services published on the
MIS Website may include inaccuracies or typographical errors.
Changes are periodically made to the information herein. MIS and/or
its Suppliers may make improvements and/or changes to the MIS
Website at any time.
In no event shall MIS and/or its Suppliers be liable for any direct,
indirect, punitive, incidental, special or consequential damages arising out of or in any
way connected with your use of the MIS Website or with any delay or
inability to use the MIS Website, or for any information, software,
products, and services obtained through the MIS Website, whether
based on contract, tort, strict liability or otherwise, even if MIS
and/or any of its Suppliers has been advised of the possibility of damages. Because some
states/jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages, the above limitations regarding those types of damages
may not apply to you.
Misuse prohibited/limits on use
As a condition of using the MIS Website, you agree that you will
not use the MIS Website for any purpose that is unlawful or
prohibited by the Agreement.
MIS provides the MIS Website solely to permit
you to determine the availability of goods and services offered on the
MIS Website and to transact business with
MIS, and for no other purposes. The MIS
Website services have both personal and commercial uses. If you are the end-user of the
services, you may only use the services for your personal, non-commercial use. You may not
sell, rent, lease, or redistribute the information services. Where you are not the end-user
of the service, you must be an authorized agent of a company, agency, or entity (customer)
whose commercial use is granted subject to the terms and conditions of the service
contract.
You agree that you will not make any false transaction or any transaction outside the
intended purpose of the service. You agree to abide by the terms and conditions of purchase
that MIS imposes including, but not limited to, payment of all
amounts when due and compliance with all rules regarding availability of products or
services. You are completely responsible for all assessments, charges, duties, fees, and
taxes arising out of your use of the MIS Website.
You agree that you will not Misuse the MIS Website.
"Misuse" includes, but is not limited to, using the MIS
Website to do any of the following:
-
Disrupt any aspect of MIS's operations
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Interfere with another's access to or use of the MIS Website
-
Take any action that will or could impose an unreasonable or disproportionately large
load on the MIS Website infrastructure
-
Distribute or publish any information that degrades, embarrasses, harasses, humiliates,
intimidates, or threatens any individual or group of individuals on account of their
age, ancestry, color, ethnicity, marital status, medical condition, mental or physical
disability, national origin, race, sex, or any other basis protected by federal, state,
or local law
-
Abuse, defame, harass, stalk, threaten, or otherwise violate another's legal rights,
including but not limited to rights of privacy and publicity
-
Download or upload files (such as computer viruses, corrupt files, or similar software)
that may damage the operation of MIS's or another's computers
-
Download or upload files that contain materials (including but not limited to software)
that violate MIS;s or another's intellectual property, privacy,
or publicity rights
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Misrepresent or omit the origin or source of any file that you download or upload
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Download or upload files that do not contain the posted proprietary language, author
attributions, and/or copyright, patent, or trademark notices
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Distribute or publish any obscene, infringing, or unlawful material
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Engage in any commercial purpose not specifically granted to you in a separately
executed service contract
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Disclose or transmit confidential information, trade secrets, or other confidential
and/or protected proprietary data of any entity or person, including but not limited
to MIS or any of its Suppliers
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Copy, create derivative works from, display, distribute, license, perform, publish,
recreate, reproduce, sell, transfer, or transmit any information, products, services,
or software obtained by, from, or through the MIS Website
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Monitor or copy any content by using any manual process, or any robot, spider, or
other automatic device, without first obtaining MIS's prior
written consent
-
Access information about any customer protected by MIS Website
log-in and postit on any other MIS Website without that
customer's consent
-
Utilize a customer's password during log-in, unless you are:
-
The customer to whom that password is assigned (the "Authorized
customer");
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An authorized agent of the customer acting with both the knowledge and consent
of the authorized customer
-
Engage in any other conduct that is, or that MIS deems to be, in
conflict with this Agreement
MIS forbids such Misuses, and access of the
MIS Website for any such Misuses or other similar purposes is an
unauthorized use of the MIS Website.
Copyright and trademark notices
All contents, images, and logos on the MIS website are: Copyright
© 2024 MIS, and/or its Suppliers.
All rights reserved. Any other names of MIS services to which the
MIS Website refers are service marks or registered service marks of
MIS Other products and company names mentioned in the
MIS Website may be the trademarks of their respective owners.
Software available on the MIS Website
Any software that is made available to download from the MIS Website
("Software") is the copyrighted work of MIS and/or its
Suppliers. Your use of the Software is governed by the terms of the end user license
agreement, if any, which accompanies or is included with the Software ("License
Agreement"). You may not install or use any Software that is accompanied by or
includes a License Agreement unless you first agree to the License Agreement terms.
For any Software not accompanied by a license agreement, the following shall constitute the
License Agreement: MIS and/or its Suppliers hereby grant to you a
personal, nontransferable license to use the Software for viewing and otherwise using the
MIS Website in accordance with this Agreement, and for no other
purpose.
Please note that MIS and/or its Suppliers own all Software,
including without limitation all HTML code and Active X controls, contained in the
MIS Website. Copyright laws and international treaty provisions
protect all Software. Any reproduction or redistribution of the Software is expressly
prohibited by law and may result in severe civil and criminal penalties. Violators will be
prosecuted to the maximum extent possible.
Links to third party websites
The MIS Website may contain links and pointers to Internet sites
that third parties operate. MIS does not operate or control in any
respect any information, products or services on such third-party sites. The
MIS Website includes such links for your reference and convenience
only. Endorsement of the material on such websites or any association with their operators
is neither implied nor intended.
Indemnity
As a condition of using the MIS Website, you agree to indemnify
MIS and/or its Suppliers from and against any and all liabilities,
expenses (including attorneys' fees), and damages arising out of claims resulting from your
use of the MIS Website, including without limitation any claims
alleging facts that if true would constitute your breach of this Agreement.
Service contact
With regard to any questions or problems about the MIS Website,
please contact the generalswbiz.merchantsinfo.com Customer Support Center by phone at
1-800-968-0375.
Modification of these terms and conditions
MIS reserves the right to modify the Agreement at its sole
discretion and without notice. Your continued use of the MIS
Website following any such modifications shall constitute your acceptance of such
modifications.
General
The Agreement shall be deemed to have been made in the State of Arizona and shall be
interpreted in accordance with Arizona law, without regard to conflicts of law principles.
MIS and you consent and waive any objections to the exclusive
personal jurisdiction of the state and federal courts in Maricopa County, Arizona, for the
determination of any claim or controversy arising out of or relating to the Agreement.
MIS and you waive any objections to venue in such courts due to
inconvenient forum or any other basis.
You acknowledge that no joint venture, partnership, employment, or agency relationship
exists between you and MIS as a result of the Agreement or your use
of the MIS Website.
MIS's performance under the Agreement is subject to existing laws and
legal process, and nothing contained in the Agreement limits MIS
right to comply with law enforcement requests or requirements relating either to your use
of the MIS Website or the information provided to or gathered by
MIS with respect to such use.
If a court of competent jurisdiction determines that any part of the Agreement is invalid
or unenforceable, then the invalid or unenforceable part will be deemed superseded by a
valid, enforceable provision that most closely matches the intent of the original part and
the remainder of the Agreement shall continue in effect.
A printed version of this usage agreement and all other notices, policies, and disclaimers
contained on the MIS Website will be admissible in judicial or
administrative proceedings to the same extent and subject to the same conditions as other
business documents and records originally generated and maintained in printed form.
MIS reserves any rights not expressly granted herein.