Website Usage Statement
Site Usage Explanation
Thank you for visiting the Merchants Information Solutions (Merchants) website at
"Merchants Website"). Merchants believes that you will find the Merchants
Website informative and easy to use, and we hope that you regularly visit it.
Your use of the Merchants Website and the information available on the Merchants Website
is subject to the terms and conditions set forth herein (the "Agreement"). If
there is a conflict between the Agreement and any terms and conditions required by
Merchants' Suppliers (defined below), then the applicable specific terms and conditions of
such Suppliers shall govern and control your ordering, access and usage of such Suppliers
products/services. By using the Merchants Website, you agree to abide by the Agreement and
the terms and conditions of Merchants' Suppliers.
Merchants and/or its suppliers including Experian, Equifax, TransUnion, CoreLogic Credco,
LLC, CoreLogic Consumer Services, Inc. and others (collectively, "Suppliers")
make no representations about the suitability for any purpose of the information,
software, products, and services contained on the Merchants Website. All such information,
software, products, and services are provided "as is" without warranty of any
kind. Merchants and/or its Suppliers hereby disclaim all warranties and conditions -
including all implied warranties merchantability, fitness for particular purpose, title
and non-infringement - with regard to the information, software, products, and services
contained on the Merchants Website.
The information, software, products, and services published on the Merchants Website may
include inaccuracies or typographical errors. Changes are periodically made to the
information herein. Merchants and/or its Suppliers may make improvements and/or changes to
the Merchants Website at any time.
In no event shall Merchants and/or its Suppliers be liable for any direct, indirect,
punitive, incidental, special or consequential damages arising out of or in any way
connected with your use of the Merchants Website or with any delay or inability to use
the Merchants Website, or for any information, software, products, and services
obtained through the Merchants Website, whether based on contract, tort, strict
liability or otherwise, even if Merchants and/or any of its Suppliers has been advised
of the possibility of damages. Because some states/jurisdictions do not allow the
exclusion or limitation of liability for consequential or incidental damages, the
above limitations regarding those types of damages may not apply to you.
Misuse prohibited/limits on use
As a condition of using the Merchants Website, you agree that you will not use the
Merchants Website for any purpose that is unlawful or prohibited by the Agreement.
Merchants provides the Merchants Website solely to permit you to determine the
availability of goods and services offered on the Merchants Website and to transact
business with Merchants, and for no other purposes. The Merchants Website services have
both personal and commercial uses. If you are the end-user of the services, you may only
use the services for your personal, non-commercial use. You may not sell, rent, lease, or
redistribute the information services. Where you are not the end-user of the service, you
must be an authorized agent of a company, agency, or entity (customer) whose commercial
use is granted subject to the terms and conditions of the service contract.
You agree that you will not make any false transaction or any transaction outside the
intended purpose of the service. You agree to abide by the terms and conditions of
purchase that Merchants imposes including, but not limited to, payment of all amounts when
due and compliance with all rules regarding availability of products or services. You are
completely responsible for all assessments, charges, duties, fees, and taxes arising out
of your use of the Merchants Website.
You agree that you will not Misuse the Merchants Website. "Misuse" includes, but
is not limited to, using the Merchants Website to do any of the following:
Disrupt any aspect of Merchants' operations
Interfere with another's access to or use of the Merchants Website
Take any action that will or could impose an unreasonable or disproportionately large
load on the Merchants Website infrastructure
Distribute or publish any information that degrades, embarrasses, harasses,
humiliates, intimidates, or threatens any individual or group of individuals on
account of their age, ancestry, color, ethnicity, marital status, medical condition,
mental or physical disability, national origin, race, sex, or any other basis
protected by federal, state, or local law
Abuse, defame, harass, stalk, threaten, or otherwise violate another's legal rights,
including but not limited to rights of privacy and publicity
Download or upload files (such as computer viruses, corrupt files, or similar
software) that may damage the operation of Merchants' or another's computers
Download or upload files that contain materials (including but not limited to
software) that violate Merchants' or another's intellectual property, privacy, or
Misrepresent or omit the origin or source of any file that you download or upload
Download or upload files that do not contain the posted proprietary language, author
attributions, and/or copyright, patent, or trademark notices
Distribute or publish any obscene, infringing, or unlawful material
Engage in any commercial purpose not specifically granted to you in a separately
executed service contract
Disclose or transmit confidential information, trade secrets, or other confidential
and/or protected proprietary data of any entity or person, including but not limited
to Merchants or any of its Suppliers
Copy, create derivative works from, display, distribute, license, perform, publish,
recreate, reproduce, sell, transfer, or transmit any information, products, services,
or software obtained by, from, or through the Merchants Website
Monitor or copy any content by using any manual process, or any robot, spider, or
other automatic device, without first obtaining Merchants' prior written consent
Access information about any customer protected by Merchants Website log-in and post
it on any other Merchants Website without that customer's consent
Utilize a customer's password during log-in, unless you are:
The customer to whom that password is assigned (the "Authorized
An authorized agent of the customer acting with both the knowledge and consent
of the authorized customer
Engage in any other conduct that is, or that Merchants deems to be, in conflict with
Merchants forbids such Misuses, and access of the Merchants Website for any such Misuses
or other similar purposes is an unauthorized use of the Merchants Website.
Copyright and trademark notices
All contents, images, and logos on the Merchants website are: Copyright ©
2023 Merchants, and/or its Suppliers. All rights reserved.
Any other names of Merchants services to which the Merchants Website refers are service
marks or registered service marks of Merchants Other products and company names mentioned
in the Merchants Website may be the trademarks of their respective owners.
Software available on the Merchants Website
Any software that is made available to download from the Merchants Website
("Software") is the copyrighted work of Merchants and/or its Suppliers. Your use
of the Software is governed by the terms of the end user license agreement, if any, which
accompanies or is included with the Software ("License Agreement"). You may not
install or use any Software that is accompanied by or includes a License Agreement unless
you first agree to the License Agreement terms.
For any Software not accompanied by a license agreement, the following shall constitute
the License Agreement: Merchants and/or its Suppliers hereby grant to you a personal,
nontransferable license to use the Software for viewing and otherwise using the Merchants
Website in accordance with this Agreement, and for no other purpose.
Please note that Merchants and/or its Suppliers own all Software, including without
limitation all HTML code and Active X controls, contained in the Merchants Website.
Copyright laws and international treaty provisions protect all Software. Any reproduction
or redistribution of the Software is expressly prohibited by law and may result in severe
civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Links to third party websites
The Merchants Website may contain links and pointers to Internet sites that third parties
operate. Merchants does not operate or control in any respect any information, products
or services on such third-party sites. The Merchants Website includes such links for your
reference and convenience only. Endorsement of the material on such websites or any
association with their operators is neither implied nor intended.
As a condition of using the Merchants Website, you agree to indemnify Merchants and/or its
Suppliers from and against any and all liabilities, expenses (including attorneys' fees),
and damages arising out of claims resulting from your use of the Merchants Website,
including without limitation any claims alleging facts that if true would constitute your
breach of this Agreement.
With regard to any questions or problems about the Merchants Website, please contact the
merchantsinfo.com Customer Support Center by phone at
(800) 966-0576 or by
Modification of these terms and conditions
Merchants reserves the right to modify the Agreement at its sole discretion and without
notice. Your continued use of the Merchants Website following any such modifications shall
constitute your acceptance of such modifications.
The Agreement shall be deemed to have been made in the State of Arizona and shall be
interpreted in accordance with Arizona law, without regard to conflicts of law principles.
Merchants and you consent and waive any objections to the exclusive personal jurisdiction
of the state and federal courts in Maricopa County, Arizona, for the determination of any
claim or controversy arising out of or relating to the Agreement. Merchants and you waive
any objections to venue in such courts due to inconvenient forum or any other basis.
You acknowledge that no joint venture, partnership, employment, or agency relationship
exists between you and Merchants as a result of the Agreement or your use of the Merchants
Merchants' performance under the Agreement is subject to existing laws and legal process,
and nothing contained in the Agreement limits Merchants' right to comply with law
enforcement requests or requirements relating either to your use of the Merchants Website
or the information provided to or gathered by Merchants with respect to such use.
If a court of competent jurisdiction determines that any part of the Agreement is invalid
or unenforceable, then the invalid or unenforceable part will be deemed superseded by a
valid, enforceable provision that most closely matches the intent of the original part and
the remainder of the Agreement shall continue in effect.
A printed version of this usage agreement and all other notices, policies, and disclaimers
contained on the Merchants Website will be admissible in judicial or administrative
proceedings to the same extent and subject to the same conditions as other business
documents and records originally generated and maintained in printed form.
Merchants reserves any rights not expressly granted herein.